• One Stop Mortgage Corp offers great refinancing options!

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    What are the lowest mortgage rates? Who has the lowest mortgage rates?  Are you having trouble renewing your mortgage or are not happy with your interest rates? 

    With record lows in the Bank of Canada Rate, and more and more institutions providing competitive products, we provide you with the most competitive mortgage products that not only lower your monthly payment but can give you more financial freedom.

    The most common refinancing is for a home mortgage by obtaining a new loan to pay off an existing loan. Refinancing is a popular practice when interest rates drop or when it is more favourable to have a 5 year mortgage as opposed to a variable rate or vice versa. The new loan pays off the old loan, so you just make payments on the newer (presumably better) loan.

    You can refinance a first mortgage or a second mortgage or combine the two mortgages into one!

    Contact the team of Mortgage Brokers today at 1-877-874-8988.  If you own your own home and live in BC or Alberta, they can help you with a home equity loan and debt consolidation options. 


    Apply Online

    Simply fill out our quick application form to apply.

    Please enter your information and one of our Mortgage Brokers will contact you regarding your financing needs.


Using your home to finance your short term and long term goals

New projects, and financial needs come up all the time.  You may want to consider refinancing to: refinancing easy approval animation

  • Pay down your debts with high interest rates
  • Consolidate your debts
  • Finish home renovation projects
  • Invest in your business
  • Pay a child’s tuition
  • Take advantage of low interest rates
  • Take a much needed vacation
  • Buy a new car

Using your home equity can be an easy way to lower your borrowing costs without taking out a traditional loan.

There are several ways to use your home equity to find the money you need to get back your life.  However, in order to access these, you will need to qualify, as well as ensure that you are able to pay back the loans to ensure your home is secure.



There are many lenders who offer refinancing options, and it is important to discuss these with the One Stop Mortgage Corp team in order to get the best advice.  With refinancing, you can have the opportunity to access the equity in your home that you have built up over time of ownership through mortgage payments and market value. 

Depending on your credit rating and the value of your house, you can usually borrow up to 80% of the appraised value of your home, minus the amount left to pay on your mortgage.  Be aware that borrowing over 80% of the value of your home will require you to pay mortgage default insurance fees, and that the rules about the value of your home that is insured have changed.  Check with the One Stop Mortgage Corp team to see if this option is right for you.

Work with our Winning Team!

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One Stop Mortgage Corp. and its employees are dedicated to provide all our clients the absolute best customer service. Since 1994 we have made home equity loans or home equity lines of credit simple.

Apply now and get the best deal for your particular financial situation.