One Stop Mortgage Corp. has been specializing in private mortgages ( Equity Mortgage, Equity take outs, unconventional financing ) for over 15 years.

Sergio Spadavecchia, Saverio Spadavecchia, Mark Chala, Thearoth Chan and Michael Hamman round out the private mortgage team at One Stop Mortgage Corp.

Find the Right Mortgage for You

One Stop Mortgage Corp. has been specializing in private mortgages (Equity Mortgage, Equity take outs, unconventional financing) for over 15 years. With unparalleled access to conventional and private funds, and the collective experience over 40 years in mortgage lending, our mortgage specialists can provide the expertise that is second to none.

Home Equity Loan - When the banks cannot approve your financing due to income or bad credit issues we can help with a Home Equity Loan or Private Mortgage. As banks approve your mortgage by way in income and credit , we approve your mortgage by way of the equity in your property.

Debt Consolidation - ‘I need help with refinancing ‘ This mortgage is our most popular product, with high credit card rates, we can relieve all your payments and provide a low cost, low interest rate product that will provide our clients with one easy payment by Debt Consolidation.

Property Purchases – Are you a first time home buyer? Looking to buy the house of your dreams? Whether you are shopping a rate through all the major banks, or looking for alternate mortgage sources, One Stop Mortgage Corp. can help. We have access to the most competitive rates / Latest mortgage rates should you be looking for a conventional mortgage, alternatively if you are looking for non conventional mortgage product – Private Mortgages or secured mortgage – we have an extensive private lender base that can allow us to tailor make a mortgage to suit your mortgage needs.

Partial Interest Mortgages – this is a mortgage product that is quite exclusive to One Stop Mortgage Corp., we can provide mortgage financing to a borrower who only has a partial interest in their property. For instance if a brother and sister are on title and the each own 50% of a particular property, we can provide financing to either party without the requirement of the other covenants signature.

Refinancing – What are the lowest mortgage rates? Who has the lowest mortgage rates? Are you having trouble renewing your mortgage or not happy with your rate? With record lows in the Bank of Canada Rate, and more and more institutions providing competitive product, we can look at providing you with the most competitive mortgage products around that not only lower your monthly payment but give you better financial freedom.

Poor Credit – ‘I am self employed, can you help?‘ or ‘I am in Foreclosure, what are my options?’. As equity lenders we approve mortgages by realizing the equity in your property. We can use your stated income But we don’t stop there, we will provide our client with less than perfect credit a plan to get their credit back into good standing thus providing that client with huge savings in future refinancing.

Bank Turn Down – Bank say ‘no’? If your bank cannot help you attain your financial goals, give One Stop Mortgage Corp. a try, with our flexible approval process and our extensive knowledge of the mortgage lending industry we can provide you with the knowledge and products. We specialize helping self employed people use stated income get competitive mortgages.

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